Premium Plus Savings Account

 Your Savings Solution

At BRED Bank we inspire you to save for important events in life like education, buying a car, buying a home, taking a dream vacation or retirement.

Our Premium Plus Savings Account is designed specifically for you. We offer you a genuine savings solution where you will earn high interest and pay little or no fees and charges on your account. The interest structure has been tiered to benefit you as your savings increase.

Features and Benefits

  • Tiered interest structure allowing high interest as you increase the amount of savings: Schedule of Interest Rates  
  • Two free debit/withdrawal transactions per month.
  • Free ­first issue of Premium Plus Card instantly.
  • Free registration to BRED Fiji Connect.
  • No standing instruction fees for credit to Premium Plus Account.
  • Savings account offering no loss of interest on debits/withdrawals*. No complicated rules for bonus interest or deposits or restrictions on transactions.
  • No need to change banks completely - you can simply transfer your savings balance to our Premium Plus Savings Account to enjoy all the benefits without any hassles. We will be pleased to discuss your total banking requirements at your convenience.

How can you get a Premium Plus Savings Account?

Our account opening process is simple and fast. Simply visit your nearest BRED Bank branch and fill out an application form (click on application form to access). Other requirements are listed below:

Mandatory Documents:

  • Original Birth Certi­ficate
  • TIN Letter or FRCA/FNPF Joint ID card
  • Recent payslip/Letter of employment
  • Utility Bill for residential address veri­fication
  • $100.00 minimum opening deposit

With any one of these:

  • Voter registration card or
  • LTA Driver’s license or
  • Passport

Fees and Charges

Minimum opening amount


Minimum operating balance


Account Maintenance Fee

$2.00 per month when balance falls below $100.00 on any day of the month

Over the counter withdrawal

$3.00 per withdrawal or electronic transaction fee after 2 free debits**

Electronic transaction fee

$3.00 per transaction or withdrawal after 2 free debits**

Account overdrawn fee


PIN re-issue fee

$5.00 for each pin reset

Replacement ATM debit card

$10.00 per replacement

No account maintenance fee per month

$100.00 minimum balance must be maintained daily


For more information, enquire at your nearest BRED Bank branch or send us an email on This email address is being protected from spambots. You need JavaScript enabled to view it.. BRED Bank branches are located in Suva, Valelevu, Nausori, Namaka, Nadi and Lautoka. In addition, BRED Bank has a Kiosk at Tappoo City Building, Level 4.


*Interest accrues on daily closing balance on account and paid at the end of the month.

**2 free debit transactions can either be 2 over the counter withdrawal or 2 free electronic transactions or 1 over the counter withdrawal and 1 free electronic transaction. $3.00 fee will be charged on each transaction after 2 free debits are made on the account per month.

Terms and conditions apply.